Guide

Agency vs in-house marketing: what does each really cost?

Updated October 2026 · Nabee Studio

Here's what the usual options cost each month for a small or mid-size business running Google and Meta ads, using typical published ranges for 2026. Ad spend is extra in every case.

In short

  • In-house performance marketer: about $8,750/mo in salary (US median), before benefits. The website is extra.
  • Marketing agency: $750–$1,200 a month for ad management plus setup, a custom website at $4,500+ up front, and care at $100–$300 a month.
  • Nabee Growth: $990/mo for the website, care, Google and Meta ads, landing pages, and tracking. No build fee, no cut of spend.
  • Hire in-house when marketing is a daily, multi-channel job. Use an outside team when you need it done well without a full-time salary.

The monthly numbers, side by side

In-house hireAgencyNabee Growth
PeopleAbout $8,750/mo salary, plus benefits$750–$1,200 a month for ad management$990/mo, all in
Getting startedWeeks or months to hireSetup feeNo build or setup fee
WebsiteNeeds a developer; custom builds run $4,500+ up front$4,500+ up front, often a separate projectIncluded
Care and hosting$100–$300 a month$100–$300 a monthIncluded
Fee on ad spendNoneSometimes a percentageNone

Figures are typical published ranges, 2026. Salary is the US median for a performance marketer, before benefits.

What the numbers leave out

  • In-house: benefits, payroll taxes, tools, hiring time, and the gap when someone leaves.
  • Agency: percentage-of-spend fees, separate vendors for the website, and waiting on handoffs between them.
  • Every option: your own time coordinating, approving, and chasing updates.

When in-house is worth it

  • Many channels: email, events, PR, partnerships, and content, not just Google and Meta.
  • Daily coordination: marketing works hand in hand with sales and product every day.
  • A large ad budget: big enough that full-time attention clearly pays for itself.

When an agency is worth it

  • Wide scope: PR, broadcast, influencer programs, or big brand campaigns.
  • A dedicated account team: specialists for each platform on a large, multi-channel budget.

When one team on a plan is worth it

  • Google and Meta are the main channels, and the website needs to keep up with the ads.
  • You don't need a full-time hire, but you do need weekly attention and clear numbers.
  • You want one number: site, care, ads, landing pages, and tracking on one plan.

A quick way to decide

  1. List the channels you actually need this year.
  2. Write down your monthly ad budget, paid to Google and Meta.
  3. Ask who will change the website when an ad needs a new page.
  4. Add up every line, including the website and care, not just the marketing fee.

Comparing specific options? See Nabee vs an in-house marketer, Nabee vs a marketing agency, and Nabee vs hiring freelancers.

Two free ways to start

  • Free growth check: a 5–10 minute video review of your site and ads within 48 hours. No call, free to keep.
  • Free website score: paste your URL for a 100-point score across Google, AI search, tracking, and conversion.

Get a free growth check

Common questions

How much does an in-house performance marketer cost?
About $8,750/mo in salary at the US median, before benefits and payroll costs (typical published ranges, 2026). A website and developer are extra.
How much does a marketing agency charge?
Typical published ranges in 2026: $750–$1,200 a month for ad management plus a setup fee, a custom website at $4,500+ up front, and website care at $100–$300 a month. Some agencies charge a percentage of ad spend instead.
Is an agency cheaper than hiring in-house?
Usually, for a small or mid-size business, because you pay for part of a team instead of a full salary. In-house wins when marketing is a daily, multi-channel job or your ad budget is large.
What does Nabee Studio cost by comparison?
Growth is $990/mo for the website, care, Google and Meta ads, 2 landing pages, 4 fresh ad sets a month, conversion tracking, and a live dashboard. No build fee, no setup fee, and no cut of ad spend. Site is $299/mo and Scale is $1,990/mo.
Is ad spend included in these numbers?
No. In every option, ad spend is paid on top. At Nabee you pay Google and Meta directly; we suggest at least $500/mo per platform.

Get a free growth check

A 5–10 minute video review of your site and ads. No call required.